Debt - Bad Credit - Mortgage Refinance - School Loans Articles

In today's market, what do you think a house assessed (tax) at $124k should be listed for?  I won't post the actual asking price until I get opinions, because I'm just not sure. 

Help appreciated!!

So my best friend just told me that her stepdad had to file for bankruptcy, which was the best thing for him to do with the debt he acquired from his first marriage.

As I am not a lawyer, I wondered -- if your spouse files bankruptcy, does it affect you if you do not have any shared assets? My friend's parents kept their assets separate because they both figured he'd have to file eventually, but now I'm wondering how this is going to affect her mom. They don't have anything with both their names (house is his, cars are hers), but now they probably cannot apply jointly for anything.

I just feel bad and wish there was something I could do for them...I really wish my money tree would start growing again.

Yesterday I sold a Car with the Moter Out I had for $400.00


I had Blown In Insulation put in my Attic

Total Cost $450.00

I just had to add $50.00 to that $400.00

The man I rent my house from has decided he wants to sell it to me.  He thinks a lot of my son and I and he doesn't really need the money so he said he would give me a "good deal."  He flat out said the other night over a few cold drinks that he wanted to help me out.  This will be my first home purchase.  Does anyone know if the bank will loan the appraised amount instead of the purchase price?  I want to pay off some other debt and it would be nice to have it all happen at one time.  I know financing short term debt in to long term debt will cost a lot more in the end but I don't plan on keeping the house more than 5 years then selling it at a profit.  I live in a rapidly growing college town so I'm sure this would work.  Thanks for your thoughts.

If the house is to be in my name alone after the divorce is final, does anyone know if I need to refinance to get his name off of the mortgage?  I hate to do so since we did get a low fixed rate which is no longer available in the current market.  Is there any way around refinancing to get his name off of the mortgage (and the deed?)  Thank you.

Anyone ever do it?  The amount of clothing I give to goodwill is getting ridiculous!!  And I am getting rid of it because it doesn't fit!!  My stuff, as well as my daughters. 

I also need to go through all her 'kiddie' tapes and DVDs.  I try to give them to my friends and family members with little ones, but they end up sitting in a corner or in my trunk until i see them (which could be months from now)

I am just wondering how much work it actually is.  I know there are places who will sell it for you (but they will naturally take a cut), but if you do it yourslef, it is a big deal?

He used to have control of everything.  All the income, all the bill paying, all the spending.  He left me, he claims, for that very reason 'I had to take care of everything'.  Well, control freaks usually DO have to take care of everything.  ANyway, I just need to know if I should be bugged about this....
He has been taking care of the mortgage and car payments since he left (and has fallen behind quite a few times).  I've had to take over the car payments at this point too.  So, I get a registered letter in the mail.  It's from our mortgage company.  I e-mail him to ask him what it's all about (remember, he lives with 'her' now on the West Coast).  He tells me 'it's nothing, I just made arrangements with the mortgage company to extend our mortage a few months so that I can catch up'.  I will be takin over the paying of the mortgage when the divorce is final (he will be sending me maitenance).  Shouldn't he have contacted me before he made these arrangments?  I mean, it's still in both of our names.  Do I have the right to be bugged by this, or am I just being too sensative here?

If you were to ever get re-married would you sign a pre-nup?

I think I would just to make it easy to split things up if the relationship broke up.

I am really scared of my financial situation when I start living alone with my daughter.

Currently my husband makes a six figure income and I make only 30k a year. We've been living together eight years and married two. We have a house together and an investment property which was bought under his name a few months before we got married. My daughter is from a previous relationship, which I will then sue (her father who has never paid) for child support.

But the big question here is, how to go from a 100k plus income to a 30k income. How do you handle such a downgrade?

I read somewhere that if you are married, and it ends in divorce, then they are legally entitled to half your stuff.

Well, thats ok, becasue my stuff is frankly quite shit and I would gladly exchange it for a few years of sex.

Does anyone know of a service that would notify me immediately if my stbxw (or anyone else, for that matter) uses my name on credit or loan applications? Seems there would be such a huge demand for such protection and a monthly fee would be money well spent... any ideas?

I separated from my wife this past weekend, and while we work out the financial situation, we are splitting the money budgeted for out-of-pocket expenses until my next paycheck. Well, it's been 4 days, and she's already spent her half. In the meantime, my out-of-pocket expenses have gone through the roof, having to buy meals and pay for transportation to and from work, and I'm afraid I'm not going to have enough, especially if she keeps spending. She still has her bank card that draws from our joint checking account. What am I supposed to do???