Re: confused again alonewith2: When we bought this house, we didn't have enough money saved for a down payment. My mom used one of her apartment houses to help us out. Her property doesn't "fall off" for another 2 years. If we were to get a divorce now, the bank has already said that neither of us will get the house. I have the credit, but he has the money. Then we would have to find the money to pay off my mom's lien so that she wouldn't lose her apartment house. I didn't want this house during this separation. I had kept it the last time, only because I did not want him and the OW doing anything together in our "family home." I only have it this time because my STBX knew there was no way he would be able to afford it and because my mom needs me to have it until her property is no longer involved. I just don't understand why she won't let me rent this out in the mean time and move into one of her cheaper apartment houses. It makes no sense to me. By staying here, her property is more in jeopardy of being taken along with this house if I default on the loan. There is no way I can financially afford to live here for 2 more years.
I'm trying hard to teach my son about doing the best you can with what you have, but it is hard when I always wanted to give my son more than what I had......he sees how hard this is on me, and he keeps asking why I don't just have stepdad move back in......
Re: confused again sourpuss: i'm so sorry for your predicament.
have you really talked to your mom about what's going on with you? renting the place out seems a better option than taking the ex back in for 2 years.
do you have a spare room? could you take on a room mate instead?
Re: confused again alonewith2: This is only a two bedroom house. There isn't even enough room for the 3 of us. I wish I could get a roommate, but there isn't any room unless one of us slept in the laundry room (which was a bedroom at one time and is still big enough to be a bedroom, but has a washer/dryer in it). She knows my predicament, but she really wants us to move in with her. I really do not want to do that. I did live with her for a few months right after I had my daughter, but I couldn't wait to get back out. The apartment I want to move in is 3 bedrooms, but her rent is cheaper than my mortgage. I will be able to rent this house out for more than she would be able to rent her apartment (because her apartment is not a whole house). What I don't understand is she's willing to have me move in to her place while I rent this house, but she won't let me move in to one of her apartments while I rent this out. I just don't get it.
Re: confused again sourpuss: moms are weird.
she probably thinks if she's "taking care of you", then there's less chance of the whole thing going south, or that if it did, then you'd be able to help her, since you'd have fewer bills.
chin up, you will get through this. and you will meet other people. i doubt your kids are as big a turn off as you think, where else are all those step parents coming from?