Re: Bankruptcy...anyone do it?? superwife: Thanks for the replies. Kind of lost track of this thread, but not about the situation. Part of me wasnts to prove to myself (and to him) that I can get out of this alone. I really really have the determibnation to repair my credit the right way. Prob is, it's easier said than done. I have to face the fact that he may never pay a cent of our debt (despite what our final divorce agreement may state). And on top of the debt, I am pating rent alone, and will have to start paying student loans back in a year (when I finish grad school). I would love to be able to say "I got out of this on my own", but I feel like it's a pipe dream. And I just took on a car payment. I had no choice. I couldn't put any more $$ into my old one. I'm thinking about my pride right now, but I have to be realistic.